All three card organizations have jointly established a technical specification known as the “EMV Card Specification” to create a common foundation that ensures compatibility among card systems worldwide.
EMV chip cards are equipped with an electronic chip that functions like a mini-computer, featuring large memory capacity, multi-application support, and high security. These cards are widely used in the financial sector for credit and debit transactions. Additionally, they can be used for other purposes such as transportation payments, access control, loyalty programs, and more.
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